Government of Arunachal Pradesh, Gabriel D. Wangsu donated relief materials for the landslide-affected families of Mon district, Nagaland on August 2. (DIPR)

Much has been said about the reluctance of banks to lend in Nagaland. However, the issue deserves to be examined beyond the familiar accusation that banks are simply unwilling to extend credit. The available figures present a more nuanced picture. N...