Thursday, January 8, 2026
OpinionPuisa Kotha Hunibo? 2026:Beyond land and tradition

Puisa Kotha Hunibo? 2026:Beyond land and tradition

Real estate in Nagaland is treated like the ultimate investment. Society quietly measures success by how much property you own. For decades, owning land has been seen not just as a financial decision, but as proof that you’ve “settled” in life. But much of this belief is emotional, not analytical.
People often justify questionable real estate decisions with familiar lines, “It’s for my children,” “Land never loses value,” “Property is safe.” These statements feel comforting, but comfort is not the same as financial sense. Today, we live in a time where investment options are wider and more accessible than ever before. Equity mutual funds, debt instruments, fixed income options, gold, silver, and newer market-linked products are no longer limited to big cities or financial experts. They are available, regulated, and increasingly relevant for everyone, if we are willing to learn.
Financial awareness does not mean abandoning tradition. It means expanding beyond it.
A home gives stability. Diversification gives resilience.
As incomes grow and aspirations change, it becomes important to understand that wealth is not built by locking money into one place, but by spreading risk and giving money the ability to grow, move, and support us when life demands it.
2026 is a good time to ask bolder questions:
 Are we investing out of habit or understanding?
 Are we choosing safety, or simply familiarity?
 Are we educating ourselves enough about the options available to us today?
Real estate will always have a place. But it should no longer be the only conversation.
Many have already begun their journey. They are learning. They are exploring new investment instruments and avenues. They are asking questions, making informed choices, and diversifying risk. While some of us, if we’re honest, are still lagging behind, held back not by lack of access, but by hesitation and unfamiliarity. As we enter 2026, financial awareness can no longer be optional. We need spaces that help us learn, unlearn, and evolve our thoughts around money. Platforms like Moneybar can be that window: a place to understand different investment instruments, share experiences, and build confidence around money decisions together.
Entering 2026, the need of the hour is simple: to be more aware, to learn more, and to educate ourselves about a wider set of investment instruments, so that our financial future is built on knowledge, not just tradition.
Paweii Kayina
Founder, Moneybar

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