Puisa Kotha Hunibo? Elders have the money. The young have the knowledge.

In many homes, the money sits with one generation and the market knowledge sits with another. Maybe it is time they meet.
I’ve been thinking about a divide many of us see at home. The older generation holds the capital. Years of saving, discipline, and sacrifice have given them money that can be deployed. And we all know capital makes capital. Money has the power to grow. Yet many elders feel unsure or lack knowledge about new financial tools, new instruments, and the fast changing market.
On the other hand, the younger generation understands the language of today’s finance. They follow markets, learn about new products, and are willing to study and adapt. But they often lack the capital. Some are just starting out, some have not inherited much yet, and many of us do not always have the strong saving culture that our elders built over decades.
So we end up with knowledge on one side and money on the other.
Maybe the solution is not a divide between generations but a collaboration. What if families started treating investing as a shared journey? Elders trusting the knowledge and curiosity of the younger generation, and the younger generation respecting the value of hard earned capital. Decisions shaped around real conversations at dinner tables. Talking openly about risk appetite, how much capital to deploy, and what kind of returns actually make sense.
If we grow the size of the pie, everyone benefits. When capital grows wisely, both young and old move forward together. Otherwise it becomes counterproductive. The young may have ideas but no funds to sustain in the market. The elders may hold money that slowly loses value to inflation or stays stuck in outdated choices.
Wealth building and growth doesn’t care about your age. Discipline without learning becomes rigid. Knowledge without action remains theoretical.
Do you see this divide around you too, or are families already learning from each other?
At Moneybar, we are trying to shift this space through workshops, seminars, courses, one on one consultations. Community driven learning on ground and inside our app. A place where experience meets curiosity.
The future of finance is not young versus elders. Maybe it is conversations turning into actions and finally bringing both sides to the same table.
Paweü Kayina
founder@moneybar.in